![]() Your current full addresses, including street address, any apartment number, city, state, and zip code.Any previously used the following name(s).Your full name, including first, last, and middle names and any suffix.Write by certified mail to the addresses below: To place a freeze, you must write to each of the three credit bureaus. What will a creditor who requests my file see if it is frozen?Ĭan a creditor get my credit score if my file is frozen?Ĭan I order my own credit report if my file is frozen?Ĭan anyone see my credit file if it is frozen?ĭo I have to freeze my file with all three credit bureaus?Ĭan an employer do a background check on me if I have a freeze on my credit file?ĭoes freezing my file mean that I won't receive pre-approved credit offers?ĭoes my spouse's file have to be frozen, too? How long does it take for a security freeze to be lifted? How long does it take for a security freeze to be in effect? What is the difference between a fraud alert and a freeze? Consumer Protection & Antitrust Bureau HomeĬan I open new credit accounts if my files are frozen?. ![]() Equifax will remove the consumer's name from its pre-approved offer database and share the request with the other two nationwide consumer reporting agencies. Consumers should include their complete name, full address, Social Security number, and signature. Consumers may also send an opt-out request in writing to Equifax Information Services LLC, P.O. Consumers that prefer not to receive such offers should visit or call toll free at 1-888-5-OPT OUT (or 1-88). To opt out of such pre-approved offers, visit Equifax maintains consumers' credit reports and provides information to certain customers, including credit card companies and lenders, so that they may offer pre-approved offers to consumers as permitted by law. Companies that wish to make pre-approved offers of credit or insurance to you.Companies that are authenticating your identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud and.Companies that have a current account or relationship with you, and collection agencies acting on behalf of those to whom you owe an unpaid debt.Companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes. ![]()
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